Does the Expense Ratio Matter to Select the Best Mutual Fund Schemes?
A mutual fund house and its fund management team perform the important task of deciding where and how to invest the money pooled from investors. The investment decisions that they take have a significant impact on the performance of a ...
When Can a Home Loan Balance Transfer Be the Best Choice?
Home loan is a long-term commitment, generally ranging from 8 years to 30 years. But, it does not mean that you have to continue your home loan with the same bank or housing finance company you chose initially. Yes, it is feasible to transfer your ...
8 Guaranteed Ways to Improve Your Credit Score
A Credit Score is a number ranging from 300 to 900 that indicates an individual's creditworthiness. In simple words, it shows the consumer's ability to repay a loan. In India, there are four credit bureaus that calculate the credit scores, which ...
Liquidated Investments during the COVID-19 Pandemic? Here’s How to Rebuild the Portfolio
During Ganesh Chaturthi, Sneha visited at my residence and we spoke about her investment journey. She said "Mitali, during the pandemic I liquidated my investments and redeemed them for the same amount I had invested two years back. ...
Should You Invest in Schemes of New Entrants in the Mutual Fund Industry?
The Rs 36.1 trillion Indian mutual fund industry seems all set to expand further with the entry of new players. India's largest mutual fund distributor NJ India Invest and Stock broking firm Samco Securities have received SEBI's approval ...
Does It Make Sense to Invest In a ‘Blockchain Fund’? Know Here…
Fintech has come a long way... it has transformed and improved the entire financial sector with innovation across payments and transfers, capital markets investments, financing and banking, and personal financial management. India had been heavily ...
8 Proven Tips to Get Your Personal Loan Approval Quickly
Personal loans are beneficial in emergencies and during a financial crunch. These can be availed with minimum documentation and do not require any collateral. With many banks and NBFCs, promoting instant personal loans aggressively, getting a ...
Everything You Need to Know about an Education Loan
Education is an Investment towards one's career development, and a necessity to lead a successful life. However, with inflation, education has also become expensive in India as well as overseas. Quality education in India can cost anywhere from Rs ...
10 Lessons on Investing from Lord Ganesha for a Bright Financial Future
Ganesh Chaturthi is here! The biggest religious-cultural and favourite festival of Mumbaikars is a 10-day-long celebration of Lord Ganesha's birth. In Hinduism, Lord Ganesha is the epitome of wisdom, remover of obstacles (Vighnaharta), symbol of ...
Common Life Insurance Exclusions in India
Life insurance offer many common benefits such as, death benefit, return of premium, loan option, survival benefit, etc. Out of which, the death benefit is one of the most crucial one since the policyholder buys a life insurance policy with the ...