Are You Investing in Any and Every ELSS In a Falling Equity Market to Save Tax? Read this!

The January to March quarter of any financial year is crucial for mutual fund distributors and intermediaries of financial products and services. Receiving calls from mutual fund distributors/investment agents/relationship managers pestering you to ...

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4 Important Things to Keep in Mind While Applying for a Gold Loan

Gold has always been one of the most popular investment avenues in India. Due to its constantly increasing value, gold has been helpful for people in times of difficulties or during a financial crisis for the past many years. Nowadays, with several ...

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Digital Payments in India: Methods and Benefits

Through the Government of India's flagship programme 'Digital India' that aims to transform India into a digitally empowered society and knowledge economy, the government has been taking several measures to promote digital payments in the country. ...

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How to Reduce the Number of Schemes in Your Mutual Fund Portfolio

'Less is more' is an unprecedented trend that has been gaining a lot of momentum. The concept of less is more is based on the value of simplicity and clarity, which implies that having less can help you add more value. The same principle can be ...

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International Funds Stop Fresh Transactions. Is It a Worrying Sign?

In the last couple of days, I have received quite a few emails and calls from investors inquiring about the stoppage of fresh transactions in Parag Parikh Flexi Cap Fund and a few other schemes offering exposure to offshore equities. Even there ...

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What Is a QR Code? Is It Safe to Use?

The pandemic has changed our lives in so many ways, particularly the way we store/access information and pay for purchases. Take the black and white square-shaped pixelated barcode--the Quick Response Code (QR code). This matrix barcode proved its ...

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9 Things to Consider When Opening a Savings Bank Account

A Savings Account is one of the most popular bank accounts for individuals, as it is a multi-purpose account that is not just limited to investing. A Savings Account can be opened and used by a person/persons or entity/entities for different ...

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Can Sukanya Samriddhi Yojana Be a Good Investment Plan for Your Girl Child?

Launched by Honourable Prime Minister Narendra Modi in 2015, Sukanya Samriddhi Yojana is a government-backed welfare scheme developed as a part of a 'Beti Bachao, Beti Padhao' campaign, specifically designed for the financial needs of the girl ...

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How to Generate Alpha By Investing in Equity Mutual Funds in 2022

The S&P BSE Sensex has lost over 4,000 points or 6.6% over the last seven trading sessions (as of January 27, 2022). Equity mutual funds saw a decline in their NAV in the range of 3-10% during this period. In the coming months, the COVID-19 ...

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How to Choose the Right Credit Card in Four Easy Steps

If you are planning to get a new credit card and/or searching for the best credit card from the plethora of options, let me tell you that there is no-one-size-fits-all credit card! So, it is important to choose the right credit card that matches ...

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